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Terms & Conditions
Effective Date: [Insert Date]
Welcome to MeriSchemes.xyz. These Terms and Conditions (“Terms”) govern your use of our website located at https://www.merischemes.xyz (the “Website”) and any associated services provided by Meri Scheme (“we”, “our”, or “us”). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree to all the Terms, you are not authorized to use our Website.
1. Introduction
MeriSchemes.xyz is an online platform that provides users with up-to-date information on government and private schemes in Pakistan. Our goal is to simplify access to such opportunities by offering clear, categorized, and regularly updated content.
These Terms apply to all visitors, users, and others who access or use our Website.
You agree to use MeriSchemes.xyz only for lawful purposes and in accordance with these Terms. You are prohibited from using the site:
- In any way that violates applicable local, national, or international law.
- For exploiting, harming, or attempting to harm others, including minors.
- To transmit or procure the sending of any advertising or promotional material without our prior written consent.
- To engage in any conduct that restricts or inhibits anyone’s use of the site.
We reserve the right to restrict or terminate your access if we determine that your use violates these Terms or any applicable laws.
3. Intellectual Property
All content on MeriSchemes.xyz, including but not limited to text, graphics, logos, icons, images, audio clips, video, digital downloads, and data compilations, is the property of Meri Scheme or its content providers and is protected by applicable copyright and intellectual property laws.
You may not reproduce, distribute, modify, display, perform, publish, license, create derivative works from, or sell any content or information obtained from this Website without prior written consent.
4. Content Accuracy
While we strive to ensure that all information provided on MeriSchemes.xyz is accurate and up-to-date, we do not guarantee the accuracy, completeness, or reliability of any information.
All content is for informational purposes only. We do not offer legal, financial, or official government advice. Always verify any scheme details through official sources or by contacting the relevant authorities before taking any action.
We shall not be held responsible for any loss, damage, or inconvenience caused as a result of reliance on information obtained from this Website.
Our Website may contain links to external websites or services that are not owned or controlled by us. These links are provided for your convenience and reference only.
We have no control over the content, privacy policies, or practices of any third-party websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
We encourage you to read the terms and privacy policies of any third-party sites you visit.
If you submit, upload, or otherwise share any content (e.g., comments, suggestions, or reviews) through our Website, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, and display such content.
You agree not to post or share any content that:
- Is false, misleading, defamatory, or obscene
- Infringes on any third party’s rights
- Contains spam or harmful content
We reserve the right to remove or edit user content at our discretion.
7. Disclaimer of Warranties
Your use of the Website is at your own risk. We provide the Website on an “as is” and “as available” basis without any warranties of any kind.
We do not guarantee:
- The Website will always be available or uninterrupted
- The content will be accurate or error-free
- The Website will be free from viruses or harmful components
We disclaim all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
8. Limitation of Liability
To the fullest extent permitted by law, Meri Scheme and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of the Website.
This includes, without limitation, damages for lost profits, loss of data, or other intangible losses.
If you are dissatisfied with any portion of the Website or these Terms, your sole remedy is to discontinue use of the Website.
9. Indemnification
You agree to indemnify and hold harmless Meri Scheme, its affiliates, and their respective directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or in any way connected with:
- Your access to or use of the Website
- Your violation of any of these Terms
- Your violation of any rights of another user or third party
10. Modifications to the Website and Terms
We reserve the right to modify or discontinue the Website (or any part thereof) at any time, with or without notice. We also reserve the right to update or revise these Terms at any time.
Changes will be effective immediately upon posting on this page. By continuing to use the Website after changes are made, you accept and agree to the updated Terms.
Please review this page periodically to stay informed of any updates.
11. Privacy Policy
Use of our Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By using our Website, you consent to the practices described in the Privacy Policy.
12. Termination
We may terminate or suspend your access to the Website immediately, without prior notice, if we determine that you have violated these Terms or applicable law.
All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
13. Governing Law
These Terms shall be governed and construed in accordance with the laws of Pakistan, without regard to its conflict of law provisions.
You agree to submit to the exclusive jurisdiction of the courts located in Pakistan for any dispute arising out of or relating to the use of the Website.
If you have any questions or concerns regarding these Terms and Conditions, you may contact us at:
Email: [rajputabdurrehman01@gmail.com]
Website: https://www.merischemes.xyz